The Luxembourg operations, embodied by CETREL SA, are built on a dual pillar structure of which the first one is the E-Money hub for all payment card related services and the second pillar is dedicated to financial technology services. Their service offer spans the entire financial center infrastructure of Switzerland and increasingly of Luxembourg as well, in the areas of securities trading and services, financial information, payment processing transactions and shared IT services.

Pan-European E-Money hub

- Full BPO offer for Issuers

- Processing offer for Acquirers and Merchants

- Complete point of sale acceptance infrastructure

- Outsourced licence management and payment consulting

Innovative Financial Technology Services

- SEPA Direct Debit payment hub

- Integration of financial data

- Collection and filing of legal and regulatory reporting

- E-Archiving based on SaaS solution